Deposits

Security First Bank offers a variety of deposit accounts designed to meet your financial needs.

Minimum Balance

• $100.00 minimum opening deposit
• No monthly minimum balance

Fees

• No monthly service charge

Perks

• No per item charge
• Two boxes of free personalized checks per year
• No charge for bank checks or money orders (limited to 3 per month)
• No Security First fees for Money Pass^tm ATM use

Minimum Balance

• $100.00 minimum opening deposit
• $5.00 maintenance fee if balance falls below $500.00

Interest

• Interest credited monthly (please call for current rate)

Perks

• No charge for travelers checks (50 cents per $100.00 for traveler's checks for two)
• 25% discount on annual safe deposit box rental
• No charge for bank checks or money orders (limited to 3 per month)
• No per item charge
• Two boxes free personalized checks per year
• No Security First fees for Money Pass^tm ATM use

Minimum Balance

• $100.00 minimum opening deposit
• $4.00 maintenance fee if balance falls below $500.00

Interest

• Interest credited monthly (call for current rate)

Perks

• Free Online Banking
• Free E-Statements
• Free ATM card

Minimum Balance

• $100.00 minimum opening deposit ($5.00 for minor's account)

Fees

• Withdrawals, automatic transfers or payments out of your account limited to six per month ($1.00 will be charged for each withdrawal over six per month)
• A service fee of $2.00 will be imposed each month if the balance in the account falls below $100.00 any day of the month

Interest

• Interest is compounded and credited to your account quarterly
• Interest rates may vary ( Please call for current rate)

Perks

• Monthly statements
• Free Online Banking
• Free E-Statements

Minimum Balance

• $500 minimum opening deposit

Fees

• $10.00 Monthly service charge if account balance falls below $500.00 during statement cycle

Interest

• Interest is compounded and credited to your account monthly
• Interest rate and annual percentage yield may vary (Please call for opening rate)

Basic Certificate Of Deposit

Security First Bank offers certificates of deposit ranging in maturity from 3 to 60 months. These certificates offer a competitive rate in addition to the safety and security of Security First Bank's membership in the Federal Deposit Insurance Corporation (FDIC). ($500.00 minimum deposit to open.)

Flex Certificate Of Deposit

Security First Bank's 24 month Flex Certificates offer the same safety and security of our basic certificates plus 3 additional features that make the certificate truly flexible.

Flex Features:

• The interest rate can be changed once during the term, providing protection if interest rates increase.
• Additional deposits can be made (these additions may not exceed the original issue value) in $500 or larger increments. This provides the opportunity to lock in a rate for future deposits if interest rates should decrease.
• Withdrawal of any portion of the deposit that has been on deposit for more than 6 days without any penalty. This investment stands alone with its ability to offer security, protection for interest rate increases and decreases, and liquidity all with a competitive rate. ($500.00 minimum deposit to open.)

The future can be a lot brighter if you begin saving today. Security First offers a number of IRA plans. The interest earned on traditional IRA's is not subject to Federal Income Tax as long as it remains in your account. When you withdraw funds you may then pay taxes on the amount withdrawn, unless you are transferring the funds into another IRA. After you reach 70 1/2, you must withdraw your funds totally or take annual distributions. For more information, consult your tax adviser.

Other options for your retirement funds are the Roth IRA, where you retirement funds can earn interest that may not be taxed at withdrawal.

Your Security First banker will explain the benefits of an IRA and help you select the qualified investment that's right for you.

Bernadene Halle

Consumer Banking Officer

(307) 775-6506
Email Bernie

Colleen Guest

East Branch Supervisor
Cheyenne East Branch

(307) 775-6531
Email Colleen

Sareta Silvrants

Laramie Branch Supervisor 
Laramie Branch

(307) 721-2111
Email Sareta